Case Study
Finance’s Blueprint for Smarter Spend Governance
An executive blueprint detailing how to eliminate payment blind spots and automate expense compliance by pairing Soldo cards with SAP Concur. Discover how integrating proactive card controls directly with SAP Concur eliminates blind spots, prevents overspend at source, and saves managers up to 30 hours every month.
- Topic
- Business Solutions
- Published
- 22 Jul 2026
Many organizations maintain strong foundation frameworks in SAP Concur to establish spend policies, define approval workflows, and manage employee reimbursements. However, when employees rely on traditional personal or corporate cards, payments remain disconnected from policy enforcement. This creates a critical "spend control gap," leading to policy leakage, incomplete audit data, delayed reimbursements, and unexpected month-end variances.
Managers spend an average of 30 hours per month chasing receipts and approvals due to fragmented expense systems.
Finance’s Blueprint for Smarter Spend Governance demonstrates how pairing Soldo cards with SAP Concur bridges policy and payments, embedding spending rules directly into payment cards at the point of purchase.
Key Highlights:
Management Time Saved: Eliminates up to 30 hours per month that managers typically waste chasing receipts and approvals.
Eliminates Control Gaps: Connects disconnected expense policies directly to physical and virtual payment execution.
Native SAP Concur Integration: Direct SAP Concur partnership ensures seamless integration without requiring system overhauls.
Point-of-Sale Policy Enforcement: Enforces spending controls and limits at the exact moment a transaction occurs, preventing overspend.
Contextual Data Transfer: Automatically carries over cost centers, expense codes, and approval parameters directly from SAP Concur to Soldo cards.
Instant Card Issuance: Allows immediate card setup and pre-funding upon request approval.
Real-Time Visibility: Synchronizes settled transactions straight back to SAP Concur for up-to-date financial reporting.
Reduced Audit Risk: Eliminates compliance risks and incomplete financial records through structured spend capture.
Mobile Receipt Capture: Notifies users via mobile app immediately upon settlement to capture receipts on the go.
Faster ERP Exports: Provides clean, pre-coded data ready for direct export into enterprise resource planning (ERP) platforms.
Accelerated Month-End Close: Drastically cuts down manual administrative efforts during financial reconciliations.